Comprehensive and Compassionate Legal Support From Award-Winning Legal Professionals
Getting into a Florence, KY car accident has serious physical, financial, and emotional consequences.
Relying on Personal Injury Protection (PIP) insurance coverage alone may not cover the full extent of damages and injuries caused by negligent, reckless, or intoxicated drivers.
When accident injuries leave you in need of expensive medical care and unable to work, turn to a Florence car accident lawyer from O'Connor, Acciani & Levy to recover the compensation needed to get your life back on track.
Contact us today for your free consultation online or at (859) 581-7993 to discuss your legal options.
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Florence Car Accident Guide
Why Choose Our Florence Car Accident Lawyers?
With an extensive history advocating for the rights of accident victims in Kentucky, our legal team has seen firsthand the devastating effects of negligent driving.
We are dedicated to fighting for justice and fair compensation for those injured in car collisions caused by:
- Distracted driving
- Drunk or impaired driving
- Speeding and reckless driving
- Failure to obey traffic laws
- Vehicle defects
Our Florence car accident lawyers deeply understand Kentucky's personal injury laws. They will use their knowledge to build a strong case for your maximum compensation. Our track record of successful settlements and verdicts speaks to our commitment to achieving justice for our clients.
A convenient office location along the I-71 serves residents of Florence and the surrounding area. Unable to make it in because of severe accident injuries? No problem. Our compassionate legal team can discuss your case online or by phone.
How Can a Florence Car Accident Lawyer Help Me?
Understanding Kentucky No-Fault Laws
The key benefit of Florence car accident lawyers is their ability to navigate the complexities of Kentucky's no-fault insurance laws.
Requiring all drivers to carry PIP insurance coverage, this system compensates for medical expenses and lost wages regardless of who is at fault for the accident.
Unfortunately, filing a PIP claim can be complicated, and insurance companies often try to minimize the payout or deny claims altogether.
Our Florence car accident lawyers will handle all aspects of your case as it applies to Kentucky's no-fault laws, ensuring you don't overlook any critical steps that maximize compensation.
Meeting Filing Criteria
For a claim to succeed, it must meet specific criteria:
- The accident occurred in Kentucky
- A police report was filed at the scene of the accident
- The accident occurred within the statute of limitations (two years in Kentucky)
- The injuries sustained are significant and have resulted in medical expenses, lost wages, or pain and suffering
Our experienced Florence car accident lawyers can help gather evidence and build a strong case to meet these criteria and ensure your claim is filed correctly and on time.
Negotiating With Insurance Companies
Insurance companies are notorious for offering low settlements, delaying payments, and denying claims.
With our Florence car accident lawyers, you can rest assured that we will negotiate aggressively with the insurance company to secure a fair settlement for damages, including:
- Medical expenses
- Lost wages
- Future medical care needs
- Pain and suffering
With seasoned negotiators working to see you compensated for all current and future damages the car accident caused, you don't have to worry about ending up in a financial bind due to an insurance company's money-saving tactics.
Litigating Your Case
Not all personal injury claims successfully settle through negotiations.
When this happens, our seasoned litigators can help prove the value of your claim using:
- Medical records and bills
- Employment and wage records
- Expert witness testimony
- Police report and accident reconstruction evidence
We will never stop fighting for your right to fair compensation, and our experienced car accident attorneys in Florence can take your case to trial if necessary.
How Do I Know if My Car Accident Case Is Valid?
The complicated fault laws in Kentucky make the guidance of a Florence car accident lawyer necessary to determine if your accident case is valid.
A valid case may include:
- Serious injuries resulting in medical expenses, lost wages, and pain and suffering
- Permanent disabilities or disfigurement
- The need for ongoing medical care and treatment
Generally, the following auto accidents and their resulting injuries may warrant a personal injury claim:
- Rear-end collisions
- Head-on collisions
- Side-impact collisions (T-bone accidents)
- Rollover accidents
- Hit-and-run accidents
- Traumatic brain injuries
- Spinal cord injuries
- Whiplash
- Paralysis
- Wrongful death
Ultimately, if you have suffered any injury due to someone else's negligent driving, it is worth seeking legal guidance to see if you have a valid case.
How Much Is My Car Accident Case Worth?
Determining how much your accident case is worth requires accounting for:
- The severity and extent of your injuries
- The impact on your daily life and ability to work
- Future medical expenses and ongoing treatment needs
- Lost wages and potential loss of future earning capacity
- Pain and suffering
We consider these factors against the economic and non-economic damages sustained in the accident.
Though you cannot accurately determine an exact amount without a lawyer, the average costs of a car accident in Florence include:
- Emergency Medical Services. Ambulance rides and on-scene paramedic care can cost as much as $5,000.
- Hospital Expenses. Out-patient ER treatment in Kentucky averages $1,900 per visit, and overnight treatment averages $2,400 per day. Neither of these figures includes necessary tests, medical procedures, or surgeries, which could increase total expenses by tens or hundreds of thousands of dollars.
- Rehabilitation Costs. Physical therapy may be required following a severe car crash. Average costs are $100 per hour. When treatment is needed for months or years, the lifetime costs can be in the tens or hundreds of thousands.
- Specialty Care Needs. A severe accident may result in home renovations, at-home medical care, and other special needs. These can add several thousand dollars in upfront costs and millions in lifetime expenses.
- Trauma Counseling. It is not uncommon for car crashes to leave victims with mental and emotional trauma, requiring counseling or therapy to cope. The average cost per hour for therapy ranges from $50-$250. Depending on the collision's severity, you could accrue thousands in counseling costs.
- Lost Income. This amount will be based on how much money you would have earned had the accident not occurred. Additionally, you can recover expenses for diminished earning potential or the amount of money you could have made had accident injuries not kept you from meeting the demands of employment opportunities.
- Pain and Suffering. Whether you are considering physical pain or mental suffering, these damages can be significant. Kentucky has no caps on these damages, and recovering them will be at the court's discretion.
Based on these figures, your case may be worth more than an insurance company's initial offer. Ensure you receive the full and fair settlement you deserve with a free consultation with a Florence car accident lawyer.
Florence Car Accident Lawyer FAQ
Can I still file a claim if I am partially at fault for the car accident?
Yes, Kentucky has a comparative negligence law, which means you can still file a claim even if you were partially at fault for the accident. However, your compensation may be reduced based on the percentage of fault assigned to you.
How long does it take to settle a car accident lawsuit?
The timeline for settling a car accident lawsuit varies depending on the case's complexity and whether it goes to trial. On average, reaching a settlement can take several months to over a year.
When should I tell my insurance company about a Florence car accident?
Report the accident to your insurance company as soon as possible. Failing to report the accident promptly could complicate your claim even if you are not at fault.
Can I recover compensation if my car accident involves a city vehicle or employee?
Yes, you may still recover compensation for damages sustained in a collision involving a city vehicle or employee. However, the more complex process may include filing a notice of claim with the appropriate government agency.
What is the difference between filing a personal injury claim and a lawsuit?
Filing a personal injury claim is the first step in seeking compensation for accident damages. It involves negotiating with insurance companies to reach a settlement.
Filing a lawsuit becomes necessary if you cannot reach a satisfactory agreement. A lawsuit involves going to court and allowing a judge or jury to decide the compensation you deserve.
Safeguard Your Right to Compensation With A Florence Car Accident Lawyer From O'Connor, Acciani & Levy
You don't have to suffer the aftermath of a car crash alone. Our team of experienced Florence personal injury attorneys at O'Connor, Acciani & Levy is here to help you understand your rights and fight for the compensation you deserve.
Contact our personal injury law firm online or at (859) 581-7993 for your free case evaluation and learn more about how we can assist you with your car accident case.
