Obtaining Social Security Disability benefits (SSDI) is a complicated process, and that is why you need help from an experienced Columbus Social Security Disability lawyer to have the best chance of success. The skilled accident attorneys at O'Connor, Acciani & Levy can guide you through the process from start to finish. We will work tirelessly to ensure that you receive all of the benefits you are entitled. Your initial consultation is absolutely free and comes with no obligation to pursue a claim.
DETERMINING ELIGIBILITY FOR DISABILITY BENEFITS
In order to be eligible for benefits, individuals must have a medical disorder that meets the Social Security Administration's (SSA) definition of a disability. According to the SSA, a person is disabled if:- The person cannot do the work that he or she used to do
- The individual cannot do another kind of work
- The medical condition will cause death or will affect the individual for more than one year
- Chronic obstructive pulmonary disease
- Asthma
- Heart failure
- Cerebral palsy
- Parkinson's disease
- Epilepsy
- Autism
- Depression
- Anxiety
- Coronary artery disease
- Hemolytic anemia
- Liver disease
- Lupus
- Multiple sclerosis
- Cancer
- Schizophrenia
- Spinal cord injury
- Crohn's disease
- Blindness
WORK REQUIREMENTS
Even if you have a qualifying disability, you could be ineligible for Social Security Disability benefits based on your work record. The SSA requires claimants to have a certain number of Social Security credits based on their age at the time they became disabled. In general, you will have enough credits if you worked regularly, even if you worked part-time. However, if you get paid mostly in cash or you just started working, you probably have not earned enough credits to qualify for disability benefits. If you have not earned enough credits, you could apply for Supplemental Security Income (SSI). This program is separate from SSDI and is intended for individuals with low incomes who do not meet the SSA's work history requirements. In order to qualify, individuals must have less than $2,000 in assets and a monthly income of less than $733. Meanwhile, couples cannot have more than $3,000 in assets or a monthly income above $1,100. There is some flexibility with the monthly income limits, as the SSA counts only about half of any money earned from a job. Contact our Columbus Social Security Disability attorneys to find out if you could be eligible for benefits from one of these two programs.FAMILY MEMBERS WHO MAY QUALIFY FOR BENEFITS
Some family members of applicants could be eligible for SSDI benefits if they meet certain SSA requirements.- Spouses must be older than 62, caring for a child younger than 16 or caring for a child who is disabled.
- Divorcees may qualify if they are older than 62 and were married for more than a decade.
- Unmarried children, stepchildren, adopted children or grandchildren under the age of 18 may also be eligible. Children under the age of 19 could qualify if they are full-time students in elementary school or secondary school.
- Unmarried children can be older than 19 and still qualify for benefits, but only if they were diagnosed with a disability before turning 22.