Whether you have been riding motorcycles for years or are looking to give it a try, Ohio has several laws governing motorcycles, from insurance requirements and helmets to obtaining a license. No matter your experience as a motorcyclist, you should review these laws to make sure you are in compliance before hitting the road. Knowing these laws can not only help save you from getting a traffic ticket, but they could also help prevent a dangerous accident that could cause an injury or cost you your life. Unfortunately, despite your best efforts, a crash could still occur. If it does, you should strongly consider seeking legal representation. A Cincinnati motorcycle accident lawyer can help you understand the motorcycle laws in Ohio and assist you in pursuing compensation through an insurance claim or personal injury lawsuit.
Obtaining A Motorcycle License In Ohio
You cannot legally operate a motorcycle in the state of Ohio unless you have a motorcycle license or motorcycle endorsement on your driver's license. The requirements for obtaining a license or endorsement vary depending on whether you are over or under the age of 18.Riders Over The Age Of 18
If you are 18 years old or older, you can obtain an endorsement or license by passing the motorcycle skills test and a knowledge test. The knowledge test is a multiple-choice exam that assesses your knowledge of riding a motorcycle and traffic laws. All of the questions on the test are based on information in Ohio's Motorcycle Operator Manual. For instance, you will need to know what to do when you are stopped at an intersection and a car is waiting to enter the intersection. The on-cycle skills test will assess your ability to control the vehicle and avoid crashes. The test covers many skills, including:- Accelerating
- Safely turning
- Braking
- Adjusting speed to the traffic situation
- Making quick stops and turns
- Making decisions in a crisis situation
- Communicating with other drivers
Riders Under The Age Of 18
If you are under the age of 18, you must complete a Motorcycle Ohio Basic Course and all requirements of Graduated Driver Licensing. This means you need to obtain a motorcycle learner's permit, also known as a Temporary Instruction Permit Identification Card (TIPIC), which you can do by passing the knowledge test. You will also need your parent or legal guardian to sign a permission slip. TIPIC Restrictions:- You must carry your TIPIC at all times when operating a motorcycle or motor scooter
- You can only operate your motorcycle in daylight; nighttime driving is not permitted
- You cannot carry any passengers
- You cannot operate a motorcycle on interstate highways or congested roads
- You are required to wear a helmet and eye protection
- Completing a Motorcycle Ohio Course, which takes 16 hours and includes classroom and on-cycle instruction and testing
- Completing a driver education course, which includes 24 hours of classroom instruction and eight hours of driving
- Driving for at least 50 hours, including 10 hours of driving at night
Insurance Requirements
It is illegal to operate a motorcycle without insurance or proof of financial responsibility. The minimum insurance requirements for motorcycles are the same as they are for other motor vehicles:- $25,000 for bodily injury or death of another person in an accident
- $50,000 for bodily injury or death of two or more individuals in one accident
- $25,000 for property damage suffered by someone else in an accident
- A Bureau of Motor Vehicles (BMV) certificate showing that you have $30,000 in cash or government bonds deposited with the State Treasurer
- A BMV-issued bond secured by real estate with at least $60,000 in equity
- Certificate of proof of financial responsibility
- Surety bond certificate worth $30,000
- BMV-issued certificate of self-insurance, which is only available to individuals with at least 26 vehicles registered in their name