Courts are prohibited from discharging certain debts under U.S. Code Title 11 § 523, such as:
- Any tax debts
- Debts you did not list on your bankruptcy
- Loans from retirement plans
- Debts you incurred due to fraud
- Fines and penalties for violations of the law, such as traffic tickets or criminal restitution
- Student loans, unless the court determines it would be an undue hardship to pay them
- Settlements for personal injury or death caused by driving while drunk
- Overdue payments for alimony or child support
- Debts you incurred due to embezzlement, larceny or breach of trust
- Loans or cash advances of at least $1,150 taken out within 60 days of filing
- Credit purchases of $1,150 or more for luxury items within 60 days of your filing
- Homeowners association fees charged after you filed bankruptcy
