In a Chapter 7 bankruptcy, the trustee sells nonexempt assets listed in your filing and uses the proceeds to pay off your creditors. You can discharge many of your remaining debts, including:
- Credit card accounts
- Utility bills
- Personal loans from friends, family and employers
- Medical bills
- Attorney fees, excluding fees from child support or alimony cases
- Past due rent
- Bounced checks
- Collection agency accounts
- Social Security overpayments
- Veterans assistance loans
- Car accident claims, unless the claim involved drunk driving
- Business debt
- Any other debt that has not been declared non-dischargeable under federal or state law or by a bankruptcy judge
